Planning your happily ever after in Indiana? While romance is likely in the air for you and your future spouse, don’t forget to consider the more logical side of getting married: getting a prenuptial agreement. A prenuptial agreement (“prenup”) is a legally binding contract between two future spouses outlining certain financial terms, including property division/ownership, spousal support, and estate planning matters. But what will it cost? With all of the other expenses adding up (venue, catering, etc.) you may be wondering what a prenup will run you back. Let’s unpack all of the costs associated with a prenuptial agreement in Indiana, some alternatives, and other cost-saving strategies. 

Costs of a prenuptial agreement in Indiana 

The main cost associated with getting a prenup is the attorney’s fees. Attorneys generally charge either hourly or flat rates for prenups. Hourly fees can drive up the cost of your prenup quickly—the attorney will generally be charging for every email, phone call, meeting, review, etc. The average Indiana attorney’s hourly rate is $242/hour. 

Flat rates are nice because they’re more predictable, and you can budget accordingly. However, fewer lawyers charge flat rates (spoiler alert: HelloPrenup attorneys charge flat rates!). 

Here are some other factors that can affect your prenup cost: 

• If your lawyer is charging hourly and you have complex assets, this may take your lawyer more time, ultimately charging you more money as well. For example, if you have assets in trust and multiple businesses, the attorney may need to review ancillary documents. 
•  If there’s significant back-and-forth and disagreement on terms between the couple, it may drive up the attorney’s time, which costs you more. 
• More experienced attorneys in metropolitan areas typically charge higher rates. For example, a lawyer in Indianapolis versus French Lick may be totally different, with Indy lawyers charging much more. 

So, as you can see, the cost can be super variable when it comes to hourly rates. Flat rates are much more predictable, though are typically less frequently offered.

Alternative cheaper options for a prenup in Indiana 

HelloPrenup offers a great option to cut costs on your prenuptial agreement expenses in Indiana. Going through us allows you to have a predictable flat rate for your agreement—whether you opt-in for attorney services or not. HelloPrenup charges $599 per couple, then an additional $49 for a quick, 20-minute Q&A with an attorney, and $699 for additional prenup review, edits, and representation. All in, you can get an agreement with two attorneys for $1,997. You can also get a basic prenup with no attorney assistance for just $599! Choose your own adventure. Compare this to the average Indiana prenuptial agreement, which can cost upwards of $5,000 or more. 

Cost-saving strategies

Besides considering HelloPrenup as a cost-saving strategy, there are other options to consider when obtaining a prenup in Indiana. Here are some tips: 

• Self-reflect and understand your goals: Think about what you want out of the agreement prior to speaking with your prenup lawyer. This allows you to get right to the point in your attorney meetings rather than spending it contemplating and thinking about what you want. 
• Be organized: Getting your financial information organized prior to meeting with your attorneys is crucial. Gathering things like your tax returns, bank statements, investment statements, property deeds, business valuations, etc.
• Communicate openly with your partner: Keep communication open with your partner. Staying aligned during this process can cut down on disagreements and make negotiations smoother (fewer negotiations means less money spent on attorney fees). 
• Find an Indiana attorney with reasonable rates: Whether you live in Gary, Indianapolis, Bloomington, or somewhere in between, you should always shop around for attorneys that you feel comfortable with and who charge reasonable rates. 

As long as you are proactive, organized, and communicate effectively with your partner and attorney, you can potentially mitigate some of the costs associated with creating a prenuptial agreement in Indiana.

Is a prenup worth the cost in Indiana?

Let’s use HelloPrenup’s pricing as a benchmark—$599. If you spend $599 for an enforceable prenuptial agreement in Indiana, you are effectively paying $599 for the protection of assets, avoidance of your partner’s debt, simplified divorce proceedings, estate planning benefits, protection of business interests, and clarity on financial responsibilities during the marriage. 

What is the quantified “worth” of this? It all depends on what you have to lose, but generally, divorce can drop people’s wealth by 77%. So, if you have significant assets, a prenup could save you tens or hundreds of thousands of dollars in the long run. Beyond the financial aspect, there are also the emotional costs of a drawn-out and contentious divorce. A prenup can provide peace of mind and streamline the process, potentially saving you significant emotional distress and legal battles. 

For many couples in Indiana, especially those entering a marriage with pre-existing assets, debts, or business interests, the cost of a prenuptial agreement is likely a worthwhile investment in their financial future and overall well-being.

The bottom line on costs associated with a prenup in Indiana

The main cost of a prenuptial agreement in Indiana is driven by attorney fees. The good news? There’s a new kid in town helping slash prenup costs: HelloPrenup. You can use HelloPrenup to get a state-compliant agreement and even hire Indiana-licensed attorneys if you want.  While this is a significant upfront cost for most people, there are long-term benefits of relationship clarity, protection, and potential future savings in the event of a separation, which can outweigh the initial expense of the agreement. Whichever route you choose to get a prenup, you’re doing a great job in proactively planning for your future and the security of your assets.

You are writing your life story. Get on the same page with a prenup. For love that lasts a lifetime, preparation is key. Safeguard your shared tomorrows, starting today.

Start your prenup

Heather Franklin

Heather Franklin is a compassionate family law attorney with a focus on helping clients navigate complex legal issues during emotionally difficult times. Her practice is dedicated to helping clients with a range of family law matters, including divorce, custody, parenting time and child support, and prenuptial agreements.

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